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When it comes to making a financial mis-selling claim, particularly a mis sold investment claim, there are many barriers that people feel like they come up against. That is where The Compensation Experts are here to help.

Our advisors can guide you through the process of making a claim and help with any barriers that you may come up against. Then, we can get you in touch with one of our expert panel of solicitors.

barriers to making a financial mis-selling claim

Here are some of the common barriers to making a financial mis-selling claim.

The bank will not take the complaint seriously, or instantly decline your complaint

Our experienced experts understand a financial advisor’s obligations when recommending a product. Which means we know what to formally complain about, giving you the very best chance of obtaining compensation

There is too much jargon used in the selling of financial products, which can be confusing for consumers. This can result in a reluctance to formally complain

Our friendly and knowledgeable experts will explain all aspects of the claim in everyday terminology, that is easy to understand

You did not lose your own capital and feel there is no cause to complain

If you broke even on your investment or made a poor or disappointing return you may still be able to claim substantial compensation. This is because you could have made a far better return if they had recommended a more suitable product.

I have lost trust in my bank and do not trust them to deal with my complaint as they should

Financial advisors, working for banks or independently, are regulated for the Financial Conduct Authority (FCA). The FCA impose clear rules and timescales on how firms must deal with complaints and treat customers fairly

I do not have paperwork about the investment and cannot recall the circumstances well

Paperwork and detailed information are often not necessary, as we will gather the full details from the provider and assess this for you. We will then communicate the results to you in clear language

It seems like a lot of work and hassle. I am busy, so I just do not have the time or inclination to make a complaint

At The Compensation Experts a financial expert will do all the work for you. It is a hassle-free process which requires very little of your time.

I do not want to make a complaint and get anyone in trouble

The complaint is made to the company who the advisor worked for so it will not impact on an individual.  Banks and life offices deal with complaints within a separate complaint team.

The company who advised me are no longer trading

We may still be able to submit a claim on your behalf for lost capital to the Financial Services Compensation Scheme (FSCS). Our friendly financial experts will quickly be able to establish whether we could make a claim in this scenario

I will do this myself for free or get a relative to do it for me

Yes, you can do this yourself for free.  Please be mindful that you only get one chance to successfully claim the compensation you could be entitled to.  We will use our experience and expertise to give you the best chance of success with your one opportunity.

I don’t think I will be owed any money

Many consumers hold this belief, and then receive thousands of pounds.  The interest rates before the UK recession were far higher, which means you would have made a very good return in a savings account.  For this reason, you may still have lost out substantially. There can also be substantial interest figures added to the compensation awarded.

How We Can Help with Barriers to Making A Financial Mis-Selling Claim

Here at The Compensation Experts, we work with solicitors who have years of experience with financial mis-selling claims. This means that they can help with any barriers you feel you are up against when making a claim. If you think you may have a potential claim, contact us today by filling in or contact form. Or call us to speak to one of our friendly knowledgeable advisors.

There were 131,220 road traffic casualties in the UK from July 2019 – June 2020, 1,580 of which were fatal.

With roads throughout the UK a major risk for both drivers and pedestrians alike, we decided to run a survey to find out how many Brits knowingly break driving laws. From drink driving to speeding, using your phone and more, it’s time to find out which cities are home to the most dangerous drivers in the country.

Bristol has the most dangerous drivers

Out of the whole of the UK, we can reveal it’s Bristol’s roads that are home to the most dangerous drivers in the country, followed by London, Cardiff, Leeds and Glasgow.

Whilst 97% of Brits agree that being distracted whilst driving is dangerous, 48% admit to eating and drinking whilst driving, and 47% admit to both driving whilst being tired, and speeding.

With 33% of Brits saying they’re nervous drivers, that’s not really a surprise, considering the number of people that do commit illegal acts whilst driving; yet 34% say they’re not aware of all of the rules and regulations.

86% of Brits think that the government should be doing more to prevent dangerous driving – and once you’ve read these stats, if you’re not currently in agreeance with this statement, you soon will be…

Leeds is the speeding capital of the UK

Bristol might have the most dangerous drivers in the UK, but only 13% admitted to driving over the speeding limit; whereas in Leeds, 53.6% say they’ve driven faster than they should.

Over 50% of drivers in Norwich, Bristol and Cardiff also admitted to speeding in the past too. Whilst Southampton has the lowest number of pedal-happy drivers, nearly 40% of those surveyed admitted to speeding, which is still a very high statistic.

27.7% of Birmingham drivers use their phones whilst driving

It’s a close competition, but Birmingham comes out on top with the most number of drivers using their phones, followed by London, at 27.7% and 27.2% respectively. The first laws relating to using phones whilst driving was introduced in December 2003; and since March 2017, drivers caught using a phone will get six points on their licence, and a £200 fine.

Cardiff is the capital of driving over the limit

In England, Northern Ireland and Wales, the alcohol limit is 80mg of alcohol per 100ml of blood, and in Scotland, it’s 50mg of alcohol per 100ml of blood.

Shockingly, 17% of Cardiff drivers have admitted to getting behind the wheel whilst drinking over the limit, with Norwich and Bristol drivers in second and third place. In contrast, Edinburgh was the only city in the country where no one admitted to drink driving – and in fact, no one from Edinburgh said they drove under the influence of drugs, or applied makeup whilst driving.

19% of Brits say they don’t know the rules for driving after having a drink, but most shockingly, is that 22% of people surveyed thought that having a drink POSITIVELY impacted their abilities as a driver.

You might think that driving 5 miles over the speed limit doesn’t pose any real threat, or that just having that one extra drink won’t effect you at all; but the truth is, these actions could have catastrophic – and deadly – consequences.

If you or a loved one has been a victim of a road traffic accident and are looking for compensation, get in touch to find out how we can help you. Alternatively, head on over to our blog for more information.

Lots of people switched to home working over the last few years – but post-pandemic, as we head back to the office, it’s easy to overlook important workplace health and safety tips.

Because we haven’t been in the workplace for so long, it’s important to be extra cautious when we return to reduce potential accidents at work. It doesn’t matter if you work in an office or on a construction site; safety should always come first.

So, to help you get fully prepared for your return to the workplace and improve the safety of your place of work overall, we’re outlining five workplace safety tips that you can implement to keep employees safe while working.

1. Create and implement a safety programme

The first of our workplace safety tips is an important one, and that’s ensuring you have some kind of safety programme in place that relates to the hazards experienced in your specific industry.

Before your employees return to your place of work, take the time to have a walk through it. Check every room in the office and all areas of your factory with an eye on identifying any potential hazards.

These could be major things, like worn-out holdings, loose cables, or even damage to the building itself, or they could be minor, such as an over-stacked shelf. Either way, with this information in hand, you can take steps to remove these hazards.

But that’s only half of this safety tip. When staff come back, you should set aside half a day where you can train them on how to keep the office safe and encourage them to report potential hazards when they see them to a manager or in a logbook.

It would also be beneficial to send some of your employees on first aid and mental health counselling courses, just in case anything should happen onsite. As health and safety tips go, this last piece of advice can often be the difference between major and minor personal injuries in workplace accidents.

2. Keep your place of work clean and tidy

Keeping your workplace tidy and organised is perhaps the most important of all workplace safety tips. You may not think by looking at it, but tripping on a stray bag can lead to a serious trip, slip, or fall injury.

Explain to your employees why personal belongings should be kept safely under desks or in lockers where possible. You should also talk them through why a clean working environment is important to avoid falling objects or stay trip hazards.

But where this safety tip is even more important is on construction sites and in factories. One rogue toolbox is all you need to cause injury to someone, and if up high, a potentially fatal accident.

Where possible, educate your workforce with safety tips on how to avoid leaving potential hazards in busy locations. For example, any spills should be cleaned up the moment they’re spotted, and broken objects should be moved to a safe location.

You should also be looking to ensure that the building you work in is up to industry standards. Loose wires and cables are a sure-fire way for your employees to injure themselves if they trip over them, and loose roof tiles can dislodge in strong winds.

3. Empower your employees with the information they need

Just because certain menial tasks may not be stated on an employee’s contract, it doesn’t mean they won’t have to carry said tasks out at some point in the workplace.

For example, as a general rule, office workers may not be required to do a lot of heavy lifting. However, there may be an occasion where a heavy parcel gets delivered, or employees are moving desks and need to lift computer monitors and chairs.

So, if you know that something like this is likely to happen in your place of work, providing employees with the knowledge they need to do it safely and injury-free is a must when it comes to safety tips.

There are a wealth of tips you can find online about how to correctly lift or move objects, as well as educational courses you can send your employees on.

4. Set up all equipment correctly and regularly audit it

Incorrectly set up or damaged equipment are workplace accidents just waiting to happen. Unfortunately, this kind of hazard can often be hard to spot unless you’re actively looking for it.

Before your employees return to their place of work, you should take the time to ensure all equipment is set up or maintained correctly. This might mean tightening desk bolts or replacing damaged furniture.

If you work in construction or with chemicals, this means ensuring each and every tool and piece of safety equipment is in perfect working order. If it’s not, it needs to be repaired or replaced immediately.

Upon your employees’ return, you should also take time to re-educate them on how to correctly use the tools at their disposal. In an office, for example, have everyone learn to properly adjust their chairs and monitors for correct ergonomic support.

And above all else, the last key part of this workplace safety tip is to audit everything regularly. The sooner you spot a problem, the sooner any potential workplace accident can be avoided.

5. Always avoid the temptation of shortcuts

It might sound obvious, but mistakes are most likely to happen when tasks are done quickly and without proper preparation. When implementing safety measures, don’t cut corners.

With your employees, you must stress that their safety is the most important thing to you. You should encourage your employees to complete a task they’ve done before with adequate safety measures in place to help encourage this new mindset of safety first.

This also goes for any tool repairs, equipment set up, and building repairs. In short, never, ever take shortcuts when it comes to workplace safety.

With those five workplace safety tips in hand, you should now have a much better understanding of how to avoid accidents and injuries in the workplace. Implement them today and you can welcome your employees back knowing they’re safe. Injuries in the office may not be as common as other workplaces like construction sites or factories, but that doesn’t mean they don’t occur. However, by taking the steps to safety-proof your office, and educating your employees on the role they play too; you’re helping to significantly reduce the risk.

Of course, as much as we try to follow safety tips, accidents are sometimes unavoidable. However, if you’ve suffered an accident at work that wasn’t your fault, then you should get in touch with The Compensation Experts today to start your claim.

We’ll put you in touch with expert solicitors in the field of personal injury. They’ll work with you to build your case, estimate how much you could claim, and walk you through the claims process; keeping you informed every step of the way.

For more safety information, head on over to our blog, or to find out more about claiming for an injury, get in touch with us.

With summer just around the corner, there will be ample opportunity for adults and children alike to partake in outdoor leisure activities. This includes many summer sports. However, with time spent outside playing sports, comes the risk of summer sports injuries.

According to the British Heart Foundation, some of the most common summer sports are football, tennis, cricket, rugby, golf, and cycling. As well as childhood favourite rounders. These sports all come with risk of accidents, but sometimes, these accidents are avoidable.

Most people participate with the knowledge of the risk involved and take adequate steps to prevent injury to themselves or other participants. There are instances, though, where an injury occurs that is not your fault; you may be able to make a sport injury claim.

You can make a summer sports injury claim if your injury occurs as a result of negligence on somebody else’s part. For example, if a tournament was poorly organised, equipment was not maintained, or proper safety training was not given.

Summer sports injuries

Summer Sports Injuries

There are many different injuries that someone can have whilst playing a summer sport. This is due to the variety of sports that people can play in the summer. Some of the most common summer sports injuries include knee injuries, sprains, strains, fractures and breaks, and concussion.

Common causes of summer sports injuries include:

  • Illegal tackles/foul play
  • Improper coaching
  • Faulty/poorly maintained equipment
  • Dangerous behaviour from other players. For example, using hockey sticks illegally
  • Playing sport on uneven flooring
  • Being subject to dangerous conditions, such as poorly built horse jumps

Due to the nature of sports, and because a lot of the accidents involve children, sometimes accidents are unavoidable. However, if the accident happens because of negligence, or it could have been avoided, then you may be able to make a claim for summer sports injuries.

Claiming on Behalf of A Child

If a child has a summer sports injury due to an accident, then a parent or guardian may be able to make a claim on their behalf. Any compensation is put into a special fund or trust for the child to access when they turn 18. Or managed by trustees to cover the cost of caring for a child with a disability sustained as the result of injury.

Usually in personal injury cases, there is a three-year time limit from when the accident happened. However, this is not the case if a child has an accident. In that case, a parent or guardian can make a claim on their behalf until they turn 18, and after that, they have until they turn 21 to make a claim for themselves.

How we Can Help with Summer Sports Injuries

Here at The Compensation Experts we work with solicitors who have years of experience dealing with personal injury claims. This includes summer sports injury claims. Contact us today by filling in our contact form. Or call us on 01614138765 to speak to one of our friendly knowledgeable advisors.

Police are investigating a crash between an E-scooter and a vehicle in Wolverhampton. The crash left the e-scooter rider and a passenger with serious injuries. The rider of the E-scooter and a passenger are both in hospital after the e-scooter accident.

Police appealed for help in a statement released after the accident:

‘We’re appealing for witnesses after a man riding an e-scooter was critically injured in a collision with a car in Wolverhampton. The 20-year-old man riding the e-scooter was taken to hospital to be treated for a serious head injury, while a woman, aged 19, believed to have been a passenger on the e-scooter was also seriously injured. The woman driving the car was not hurt.

‘Officers are carrying out CCTV and house-to-house enquires and are appealing for anyone who saw what happened or who has dashcam or other footage, to get in touch’.

News of the incident comes amid a rise in popularity of electric scooters, also known as e-scooters. The e-scooters top speed is typically 25mph, though some can reach double that. Under current legislation, it is illegal to ride privately owned e-scooters on public roads, pavements, or cycle lanes. In the cities that have the e-scooter trials, people who have rented the scooters can ride them on roads only, and cycle lanes.

e-scooter accident

E-Scooter Accidents

Many cities in the UK are now holding trials of e-scooters. However, there have been reports of accidents in other cities. The latest figures show that more than 70 people have been injured in accidents involving e-scooters. Transport bosses have suggested that e-scooters could be 100 times more dangerous than bicycles, while campaigners insist that they are terrorising people on pavements.

Due to the fact that E-scooters must meet the same standards as motor vehicles, if you have an accident involving an electric scooter then you may be able to make a claim. This is true if you are riding an e-scooter or if an e-scooter hits you as a passenger.

If you have an electric scooter accident as a passenger then you may be able to make a claim. You may also be able to make a claim if you were riding an e-scooter and you have an accident involving a car. There are other examples where the person riding the scooter is uninsured or untraceable. In these cases, you may still be able to make a claim. The Motor Insurers’ Bureau deal with compensation claims for people who have accidents with uninsured or untraceable drivers.

How we can Help if You Have Had an E-Scooter Accident

Here at The Compensation Experts we work with solicitors who have years of experience dealing with personal injury claims. This includes electric scooter accidents. If you have had an e-scooter accident, contact us today by filling in our contact form. Or call us on 01614138765 to speak to one of our friendly knowledgeable advisors.

With overnight stays now allowed in much of the UK, and many people being advised to not travel abroad, there is set to be a boom in UK travel, and staying in UK accommodation. But with this, the number of accidents in UK hotels may rise.

accidents in uk hotels

Occupier’s Liability Accidents in UK Hotels

Any private premises in the UK has an owner; someone who is responsible for keeping people who visit the premises safe. Private premises can be anything from shops to car parks. They also include UK hotels and other accommodation. Occupier’s liability is the area of law that deals with this duty of care and occupier’s liability accidents. It concerns anyone who owns a property that the public can visit.

Some common occupier’s liability accidents in UK hotels include:

  • Slipping on wet surfaces with no wet floor sign
  • Tripping over uneven floors or obstacles left in walkways
  • Accidents in car parks due to bad lighting
  • Malfunctioning lifts and automatic doors

These causes of accidents are easy to avoid. The owner of the premises should ensure that they put measures in place to avoid accidents like this from happening. They must ensure they follow rules set out in the Occupiers Liability Act 1957 to minimise the risk of accidents happening. If they fail to do this then they may be liable if someone has an accident on their premises.

Children’s Accidents in UK Hotels

Some of the most common occupier’s liability accidents involve children. This is no different for accidents in UK hotels. If children are visiting a UK hotel, then the owner must take extra care to minimise the risk of them having accidents. This is because children tend to be less careful than adults, which leads to more accidents.

If your child has an accident in a private place, then you may be able to make a claim on their behalf. If the child is under 18 then a parent or guardian may make the claim for them. They are known as a litigation friend. Any compensation will be held in a trust until the child turns 18.

The time limits for making a claim on behalf of a child slightly differ from those of an adult. Usually, the time limit for making a personal injury claim is three years from the date of the accident. However, where the accident involves a child, a parent or guardian may make a claim on their behalf until they turn 18. Once the child turns 18, they then have until their 21st birthday to make a claim for themselves.

How We Can Help

Here at The Compensation Experts we work with solicitors who have years of experience dealing with all manner of personal injury claims. This includes accidents in UK hotels, and other occupier’s liability claims. If you have had an accident of this kind, contact us today by filling in our contact form. Or call us on 01614138765 to speak to one of our friendly knowledgeable advisors.

This week (17th-23rd May) is action on brain injury week, hosted by the charity Headway. There is a different theme every year, and the theme of this year’s campaign is A Life of Lockdown. It sets out to highlight the effects of lockdown and isolation during the recovery period of suffering an injury.

Brain injuries are often serious injuries and so can mean your life can change drastically. You may require modifications to your home or vehicle or may have to give up work. In some cases, people who suffer them may require support from a carer.

Causes of Brain Injury

There are a number of causes of brain injury with varying levels of severity. Some of these include:

If you or a loved one have suffered a brain injury and it was someone else’s fault, then you may be able to claim compensation.

Effects of Brain Injury

A brain injury can have a wide range of effects. While many people recover quickly after a minor head injury, this is not always the case and people may experience longer-term effects. 

The more severe the injury, the longer-term and more pronounced the effects are likely to be. Some people may spend time in a coma, or experience a more prolonged reduced awareness state. During the early stages of recovery, brain injury survivors often go through a stage where they have no continuous memory of day-to-day events. Their behaviour may also be very uncharacteristic and confused. 

A brain injury can cause behavioural and emotional changes, hormonal imbalances, difficulties with cognition and memory, a range of communication problems, physical effects and, very commonly, fatigue. 

brain injury

Claiming on Behalf of Someone Else

Many brain injuries mean that the person who suffered them may not be able to make a claim for themselves. This may be due to the injury meaning they do not have the mental capability to make a claim. In cases where this happens, the person’s next of kin, or a person who is legally allowed to, such as someone who has power of attorney, will be able to make a claim on their behalf.

In circumstances where a loved one dies from their brain injury, the next of kin can also make a claim on their behalf if it was someone else’s fault.

We know that, when a loved one suffers a serious injury such as a brain injury, the last thing you may be thinking about is making a claim. However, the solicitors we work with can help with the stress of the financial impact that an injury like this can have.

How We Can Help

Here at The Compensation Experts we work with solicitors who have years of experience dealing with all manner of personal injury claims. This includes accidents that cause brain injury. So contact us by filling in our contact form. Or call us on 01614138765 to speak to one of our friendly knowledgeable advisors.

There has been reports recently of accidents happening on home treadmills, causing injuries and even death. It has caused Peloton to announce that it was recalling all its treadmills with immediate effect in the USA and the UK. With reports of injuries and even deaths surrounding the equipment, there is likely to be plenty of discussion around accidents on home treadmills and their safety risks.

According to the Royal Society for the Prevention of Accidents (RoSPA) more than 2.7 million people attend A&E seeking treatment after having accidents at home.

You may think that if you have an accident on a home treadmill that you may not be able to make a claim. There are a few instances where there are grounds to make a claim. This includes if the treadmill is faulty.

There are many reasons that an accident may happen on a home treadmill, however, if the accident happens because the product is faulty, then it may be the fault of the manufacturer and you may be able to make a claim.

Accidents on Home Treadmills

Faulty Product Claims

We know no one expects products to cause injury, but if a product is faulty or malfunctions, then you may be able to make a claim. You may be able to make a claim for a faulty product if there is a fault in the design or manufacture of the product. You may also be able to make a claim if the product was not maintained correctly. This includes accidents on home treadmills that are defective.

All product manufacturers must follow The Consumer Protection Act 1987. It states that people who buy a product may recover any losses caused if it was defective and caused injury.  Manufacturers must also make the consumer aware of any risks of the products.

If you have had an accident involving a faulty product, then you may be able to claim compensation. We recommend that you keep the product, or at least a photo of it, and the receipt if you still have it.

Claiming on Behalf of a Child

It is a fact that children are the most likely to have accidents in the home. In fact, the death that caused Peloton to recall it’s treadmills was a child. If your child is under the age of 18, you can make a claim on their behalf for any accidents they may have had. The general rule for making claims for compensation states that you have three years in which to make a claim. However, if the claim is on behalf of a child, you have until the child is 18 to make a claim on their behalf. Following that, they then have until they are 21 to make a claim for themselves.

How We Can Help with Accidents on Home Treadmills

Here at The Compensation Experts we work with solicitors who have years of experience dealing with all manner of personal injury claims. This includes accidents on home treadmills. Contact us today by filling in our contact form. Or call us on 01614138765 to speak to one of our friendly knowledgeable advisors.

Three people have been injured in an ‘explosion’ in an outside area of a pub in Suffolk, according to recent reports. The cause of the accident is thought to have been a small portable fuel heater.

“Two females and one male remain in hospital after sustaining serious injuries which are not believed to be life-threatening but are potentially life-changing,” Suffolk police said. “Officers were called following reports of an explosion in the outside area of the Kings Head pub. It is believed the fire was caused by a small portable fuel heater.”

Accidents in private places such as pubs can be unavoidable, however, if the accident was the fault of the owner of the premises, then you may be able to make a claim.

accidents in public places

Accidents in Private Places

Any private premises in the UK has an owner; someone who is responsible for keeping people who visit the premises safe. Private premises can be anything from shops to car parks, and also includes pubs. Occupier’s liability is the area of law that deals with this duty of care and occupier’s liability accidents. It concerns anyone who owns a property that the public can visit.

Accidents can be easy to avoid. The owner of the premises should ensure that they put measures in place to avoid accidents like this from happening. They must also follow rules set out in the Occupiers Liability Act 1957 to minimise the risk of accidents happening. If they fail to do this then they may be liable if someone has an accident on their premises.

In the case of the ‘explosion’ outside the pub, if the owner of the pub did not ensure that the heater was safe for public use, or did not follow the rules of the heater, for example, if it should have only been on for a certain amount of time, then they may be at fault for the accident. The owner of the pub should also ensure that heaters are working properly. They should do this by carrying out tests and risk assessments to check it was working properly. If they did not do this, then this may be another reason they may be at fault.

Life-Changing Injuries After Accidents in Private Places

A life-changing injury is an injury that is serious enough to affect the way a person lives their day-to-day life. They can mean that a person must make a lot of changes to their life. These changes can include:

  • Having to give up work
  • Modifications to their home or vehicle
  • Mobility aids
  • Needing a carer
  • Rehabilitation

 The solicitors we work with can help you cover some of the financial costs associated with a life-changing injury.

How We Can Help

Here at The Compensation Experts we work with solicitors who have years of experience dealing with all manner of personal injury claims. This includes accidents in private places and Occupier’s Liability accidents. So contact us today by filling in our contact form. Or call us on 01614138765 to speak to one of our friendly knowledgeable advisors.

The agriculture industry is one of the biggest for accidents at work. Agriculture accidents are, according to the Health and Safety Executive, the biggest cause of musculoskeletal disorders in the UK, with 2,030 in every 100,000 workers.

Figures such as this show that the agricultural industry can be a dangerous industry to work in. however, many of these accidents can be avoided by regular risk assessments and adequate training and safety measures. If your employer does not do these things then you may be able to make a claim.

Causes of Agriculture Accidents

The main causes of agriculture accidents include being struck by a moving vehicle or object, falling from height, being injured by an animal, slips and trips, accidents involving machinery and getting trapped in something collapsing or overturning.

Exposure to Asbestos over a long period of time is something that farm workers can be injured by. This long-term exposure to Asbestos can cause serious conditions, such as Asbestosis, Asbestos related cancers, and pleural thickening. Other industrial illness claims that farm workers may develop include noise-related hearing loss, respiratory diseases, certain types of cancer, and even vibration white finger.

It is your employer’s responsibility to ensure that you do not have accidents at work that can cause injury.

Your Employer’s Responsibility

Your employer is responsible for keeping you safe at work. On a farm, this is even more important, as there are a lot of things that can cause an injury. Your employer must make sure that the Management of Health and Safety at Work Regulations (1999) are met, and they do so by conducting risk assessments to ensure that everyone is kept safe. Employers must make sure that they do everything possible to avoid staff having accidents whilst at work.

If you have an accident at work and have to take time off, you should get agricultural sick pay. This means that you should be paid at least the agricultural minimum wage whilst you are off. This is, however, likely to be less than your usual wage. This will be taken into consideration when you are making a claim.

If you are self-employed, you may still be able to make a claim. Farm workers are often self- employed on a contractor basis. This means that there is still a company that they are working for. If the company fails in their duty to keep you safe, then they may be responsible for your accident.

How We Can Help

Here at The Compensation Experts, we work with solicitors who deal with personal injury claims daily. This includes accidents at work, and agriculture accidents. Call us today on 0800 182 2187 to speak to our friendly helpful advisors or fill in the contact form on our website and we will call you back.

Cycling Road Traffic Accidents are amongst some of the most common types of RTA. Cyclists are amongst some of the most vulnerable types of road user. Cycling road traffic accidents also commonly cause injuries that can take a while to heal.

There is currently a consultation going on in the Government as to whether to change the rules in the highway code to reflect these different types of road user. This consultation focuses on improving the safety for vulnerable road users; in particular, cyclists, pedestrians, and horse riders.

The main proposals of the consultation are:

  • To introduce a hierarchy of road users which ensures those road users who can do the greatest harm have the greatest responsibility to reduce the danger or threat they may pose to others.
  • Clarifying existing rules on pedestrian priority on pavements, to advise that drivers should give way to pedestrians crossing or those waiting to cross the road.
  • Providing guidance on cyclist priority at junctions to advise drivers to give priority at junctions when travelling straight ahead.
  • Establishing guidance on safe passing distances and speeds when overtaking cyclists and horse riders.

The consultation finished on the 27th October 2020, with the results expected soon after.

Cycling Road Traffic Accidents

Cyclists are amongst the most vulnerable road users. Many of the road traffic accidents that happen every year in the UK involve cyclists. If you have been injured in an accident on the road as a cyclist then you may be able to claim compensation.

There are various reasons that cyclists can have an accident. The main causes of accidents on the road are: careless driving, speeding, and drivers not paying attention. They can often cause injury, and these injuries can take a while to heal.

Accidents involving uninsured drivers

Sometimes, in road traffic accidents, there are uninsured or untraceable drivers. In cases such as these, you may be able to claim from the Motor Insurers Bureau. The MIB specialise in cases of uninsured drivers, and is a body that is paid into by motor insurance companies throughout the UK. In cases that involve the MIB, they would pay the compensation.

Accidents involving a child

If your child had an accident whilst cycling, then you may be able to make a claim on their behalf. With accidents involving a child, the usual three-year time limit does not come into effect until they turn 18. So, in theory, you may have a longer time in which to make a claim. however, it is always better to start a potential claim as soon as possible.

How we can help

Here at The Compensation Experts, we work with solicitors who specialise in road traffic accidents. This includes cycling accidents. This means that they are extremely well placed to help you make a possible claim if you were involved in a road traffic accident as a cyclist. Contact us today by filling in our contact form, or call us on 01614138765 to speak to one of our friendly knowledgeable advisors.

Accidents at work compensation examples in construction are a fairly common occurrence in the UK. In truth, a large portion of all compensation claims stem originally from the construction sector. In fact, construction has the highest rate of accidents in comparison to any other industry. The majority of workers that suffer injuries at work are unaware that they could be eligible to claim compensation for the complications and harm they endure due to the accident.

Accidents at Work Compensation Examples for Construction #1

It’s 2016, and a man suffers an injury due to the direct negligence of his employers. Subsequently, he suffers significant injuries to his back, head and neck after falling headfirst onto a wooden platform from a height of 2.5 metres.

The accident happens as a result of the absence of any safety measures in place according to an investigation from the Health and Safety Executive (HSE). In turn, the company responsible receives a £6000 fine as punishment.

Falls from heights such as this are responsible for over 30% of all construction accidents and injuries. More critically, they usually cause the most serious of injuries and threats as evident in the accident from 2016.

Common examples of construction accidents

The accidents that occur in construction vary from injury to injury. The most common ones are:

  • Falls from heights such as from ladders or scaffolding.
  • Certain objects falling from a height which cause injuries such as bricks, tools and equipment.
  • Overdemanding or inadequately training workers resulting in improper lifting, carrying or pushing awkward loads.
  • Faulty equipment also accounts for a portion of the accidents and injuries. Occasionally, workers suffer injury from moving vehicles, such as forklifts.
  • Finally, welding and chemical burns alongside electric shock accidents are a fairly common occurrence within construction.

It is important for all of these scenarios to know what your options are for compensation. Here at The Compensation Experts, we can guide you through all your options and offer free and friendly advice for what your next steps could be.

Construction accident claims can prove to be rather complex. This is due to the fact that there’s usually an attachment of several parties to the accident. Ergo, that makes it more difficult to pin blame on someone. In some instances, it may not even be clear who was in the wrong when it comes to the cause of an accident. For these reasons, a thorough investigation is usually necessary to get to the bottom of the case. This would not affect you specifically but more so the duration of the compensation claim.

Ultimately, it’s down to your solicitor to get to the bottom of who’s fault the case was.

Details that Enhance Your Case for Accidents at Work Compensation Examples in Construction

You’ll want to improve your chances of making a successful claim for Work Compensation Examples in Construction. Therefore, it’s important to know the following details alongside the date and time of the accident.

  • Address of the site;
  • Contact details of any witnesses who were present at the scene;
  • Person to which you report the accident;
  • Details of any medical treatment you received, including who provided the treatment and when;
  • Photographs of the scene of the accident;
  • A copy of the logbook recording the accident, or details of who records the information in the logbook.

Remember: the more accurate your description is, the better chances of success your claim will have. This owes to the clear-cut scenario and foundation put in place regarding construction accidents and how compensation works.

Time Limits for Claiming

When it comes to making the claim itself, there is a strict three-year time limit in place for claiming. The accident must occur within the past three years when claiming; otherwise, you won’t be eligible to make a claim.

So, were you hurt in a construction accident? The Compensation Experts can help you get the compensation you deserve. We have access to some of the best solicitors who specialise in construction accident claims. Moreover, they offer a large amount of experience with these types of cases and have supported people to secure the compensation that they deserve.

After you contact us and one of our friendly compensation experts speaks to you about your case, if we feel that your case is promising and you are eligible for compensation, we will send it to one of our solicitors who will get started on your case on a No Win, No Fee basis. This means that if your claim loses, you’ve no financial obligation and won’t have to pay a thing. Discuss it further with us when you get in touch for a preliminary chat.

For further information, and to find out whether you are eligible to make a claim, call us today. You can also browse our website or fill in one of our contact forms and one of our friendly compensation experts will contact you to discuss any queries and concerns you may be having.